consumer finance tips

How to keep your credit score high and your borrowing costs down

March 26, 2023 No Comments

With interest rates and borrowing costs at record highs, it’s more important than ever to ensure your credit report is in good standing.

Can You Qualify for a Mortgage While on Probation at Your Job?

January 10, 2022 No Comments

Last year, we noticed an increase in the number of mortgage applicants who are still on probation at their jobs.

A Pre-Approval Does Not Guarantee a Mortgage Approval

April 27, 2021 1 Comment

Many Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval. But the truth is a buyer

using balance transfers to your advantage

Incorporate Balance Transfer Offers into Your Arsenal

October 19, 2020 No Comments

As mortgage professionals, we are sometimes asked to solve problems slightly outside the scope of our mandate. Naturally, we must take care not to position ourselves as tax experts, accountants or lawyers.

Don’t Let These Unexpected Closing Costs Catch You Off Guard

August 21, 2020 2 Comments

First-time homebuyers are often on a tight budget, where every dollar is carefully accounted for. Yet, many report confusion when told how much money to bring to their lawyer’s office to complete their home purchase.

9 Ways to Keep Your Credit Score as High as Possible (Part II)

July 7, 2020 1 Comment

In our previous post, we spoke about the fact that there are so many credit score providers out there, all providing different results, and chances

why are there so many different credit scores?

Why Is My Credit Score Different From What Lenders See? (Part I)

July 3, 2020 No Comments

It’s pretty easy to track your credit score these days⁠—perhaps through a paid subscription to Equifax Canada or Trans Union Canada, or through free offerings