credit scores

Cautious optimism for federal plan to let rent count toward credit scores

March 31, 2024 No Comments

The federal government’s commitment to have rent payments counted toward credit scores is being welcomed by companies that already offer the service, while renter advocates have raised concerns.

How to keep your credit score high and your borrowing costs down

March 26, 2023 No Comments

With interest rates and borrowing costs at record highs, it’s more important than ever to ensure your credit report is in good standing.

9 Ways to Keep Your Credit Score as High as Possible (Part II)

July 7, 2020 1 Comment

In our previous post, we spoke about the fact that there are so many credit score providers out there, all providing different results, and chances

why are there so many different credit scores?

Why Is My Credit Score Different From What Lenders See? (Part I)

July 3, 2020 No Comments

It’s pretty easy to track your credit score these days⁠—perhaps through a paid subscription to Equifax Canada or Trans Union Canada, or through free offerings

Deferred Mortgage Payments: A Credit Score Gamble?

March 25, 2020 6 Comments

Last week, the President of the Canadian Bankers Association announced that all six major banks would offer deferral payments on their mortgages and other credit

Five Tips to Increase Your Credit Score Quickly

February 6, 2020 6 Comments

In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score is sufficient to qualify, you

How Your Cell Phone Can Keep You From Getting the Lowest Mortgage Rate

November 25, 2019 No Comments

Despite what you may have heard, your cell phone payment history does affect your credit score. Cell phone accounts work differently than a credit card

Credit Score Boost at Renewal Can Save Thousands

May 1, 2019 2 Comments

Most borrowers inherently know that having a better credit score means you have access to better mortgage rates. In case you’re wondering just how much